AML Policy

Anti-Money Laundering (AML) Policy

We are committed to the highest standards of Anti-Money Laundering (AML) compliance. This policy applies to all clients, transactions, and activities conducted through our platform, and reflects our obligations under applicable financial crime legislation and regulatory guidance.

1. Purpose. This AML Policy is designed to prevent our platform from being used — knowingly or otherwise — for the purposes of money laundering, terrorist financing, or other financial crime. We maintain a zero-tolerance approach to such activity.

2. Know Your Customer (KYC). All clients are required to complete identity verification before their account is activated. This includes submission of a valid government-issued photo identification and proof of address. Enhanced due diligence may be applied to higher-risk accounts, large transactions, or clients from higher-risk jurisdictions. We reserve the right to request additional documentation at any time.

3. Transaction Monitoring. All transactions conducted through our platform are subject to ongoing monitoring. We employ automated systems and manual review processes to detect unusual or suspicious activity, including but not limited to: unusually large deposits or withdrawals, rapid movement of funds, structuring transactions to avoid reporting thresholds, and patterns inconsistent with a client's stated financial profile.

4. Suspicious Activity Reporting. Where we identify activity that gives rise to reasonable suspicion of money laundering or terrorist financing, we are legally required to submit a Suspicious Activity Report (SAR) to the relevant financial intelligence authority. We are prohibited by law from disclosing to any client that a report has been made.

5. Sanctions Screening. We screen all clients and transactions against applicable international sanctions lists, including those maintained by the United Nations, OFAC, and the UK HM Treasury. We will not conduct business with individuals or entities that appear on sanctions lists or that are located in sanctioned jurisdictions.

6. Record Keeping. We retain all KYC documentation, transaction records, and related correspondence for a minimum of five years from the date of the transaction or the end of the client relationship, in accordance with regulatory requirements.

7. Staff Training. All staff with client-facing or transaction-handling responsibilities receive mandatory AML training upon joining and on an ongoing basis. This ensures our team is equipped to identify, escalate, and report suspicious activity effectively.

8. Policy Review. This policy is reviewed at least annually to ensure it remains aligned with current legislation, regulatory guidance, and industry best practice. Updates are implemented promptly and communicated to all relevant personnel.

Clients who have concerns or questions regarding this policy are encouraged to contact our compliance team through the secure support portal.